The number one way I stretch our travel budget to Disney World (and beyond) is by leveraging the points and miles I earn through credit cards.
Right now my favorite travel rewards card – card_name – has an excellent bonus offer!
Read on to learn all about using this card to earn points for travel or click here to go straight to the offer details (thanks for using my links and supporting my small business!)
How Does Travel With Points Work?
Credit card companies are eager for your business so they offer a “welcome bonus” to encourage customers to open a new card.
These welcome bonuses are an incredible way to earn travel with points by using the card for everyday spending and paying it off.
I’ve earned over $50,000 in flights, hotels, and more from my points and miles hobby, so we aren’t talking chump change here!
Chase Sapphire Preferred Visa is my recommended card for first-timers because of how easy it is to get excellent value from the bonus.
You’ll have to pay the annual_fees annual fee, but you’ll get a $50 Annual Hotel Credit that helps offset that cost.
The rate at which you earn points is fantastic with Chase Sapphire Preferred, which is why I keep it in my wallet from year to year.
- 5X points on travel purchased through Chase
- 3X points on dining, select streaming services, and online groceries
- 2X points on all other travel
- 1X point per dollar spent on all other purchases
You’ll also get primary rental car insurance (rare for cards with around a $100 annual fee), trip cancellation/interruption insurance, lost luggage insurance, and more.
I’ll show you how this process works in this post, but I have to mention that I don’t suggest using credit cards to earn points and miles unless you have a solid history of using credit responsibly.
If it would be hard for you to control your spending with credit cards and you would be prone to carrying a balance on these cards, then this isn’t the right pursuit for you.
How Do I Earn These Points?
Here’s how to earn the welcome bonus with the Chase Sapphire Preferred card.
First, you won’t be approved for this (or any) Chase card if you have opened more than four new credit cards in the past twenty-four months.
This is called Chase’s “5/24 rule” and you can read about it here.
Also, you won’t be approved for the bonus if you currently hold a Sapphire card or have received a welcome bonus for one in the previous 48 months.
However, you can still earn the bonus if you are listed as an authorized user on someone else’s card.
You can expect to receive your card in the mail within a week. You will be charged the $95 annual fee during the first month’s statement.
You’ll receive your bonus of points bonus_miles_disclaimer
I can easily do this by using the card for these purchases:
- Any travel expenses for an upcoming trip
Your sign-up bonus points will be deposited into your Chase Ultimate Rewards account in about 5-7 days after the statement closes for the month in which you met the requirements (though your mileage may vary, this is just in my experience).
How To Redeem Your Points
The easiest (though NOT the most lucrative) way to redeem your points is for cashback in the form of a statement credit.
You can get a dollar of statement credit for every 100 points you redeem.
For example, you could use your statement credit on discounted Disney World theme park tickets from Undercover Tourist.
You can also have the money deposited into your checking account if you’ve already paid off your balance!
Or you can take advantage of a 25% bonus when you book through the Chase Ultimate Rewards travel portal.
For example, when you book a flight or hotel stay through the travel portal and pay with points, 10,000 points will get you $125 worth of travel.
Unfortunately, Disney World resorts are very difficult to find in the Chase Ultimate Rewards portal.
But you can book many off-property resorts and condos and your flights to/from Disney World.
For example, here is a flight I booked in the Chase Ultimate Rewards portal for a trip to Disney World.
I redeemed 23,824 points for two tickets in Delta Comfort Plus (premium economy).
I love the flexibility of using my points for any airline – even ultra-low-cost carriers can be booked in the Chase Travel Portal.
It would be very easy to buy flights and hotels for your family vacation entirely with the points you earn from this card bonus.
A third option for redeeming your points is to transfer them to a travel partner.
This is where you can get crazy value from your bonus points!
Transfer the points 1:1 to many airlines and three hotel partners (Marriott, Hyatt, and IHG).
If you want to fly to Orlando on Southwest, transferring your points into your Rapid Rewards account is a great way to stretch your points.
Stays at Hyatt properties start at only 5,000 points per night so I often transfer to Hyatt to stretch my points as well.
I hope this post answered your questions about using the Chase Sapphire Preferred Visa sign-up bonus for your Disney World vacation.
Any questions? Leave a comment below!
Check out these related posts: