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Chase Disney Rewards Visa Pros & Cons

Disney Rewards Chase Visa Card

If you are a Disney fan and would love some easy money for your next trip, you might want to consider signing up for the Disney Rewards Visa Card from Chase!

This card is not for everyone, but in this post, I’ll break down who would most benefit from the card.

Disney Chase Visa Benefits

The first thing I like about this card is how easy it is to earn the sign-up bonus. You don’t have to track spending for months like you might have to meet a large minimum spending requirement.

If you are taking a trip to a Disney park in the near future, you can use the card to make a payment towards your vacation to meet the spending requirement. 

Disney Rewards Insider magazine with the Incredibles on the front

Get the Disney Rewards Insider magazine as a cardmember perk

A new perk to having the card is that you can save 10% on ANY purchase from Shop Disney (formerly Disney Store) when you pay with your Disney Rewards Visa and use the promo code DVRCMEMBER at checkout!

You can use this code with any other codes such as free shipping!

Here are some other benefits to having the card:

  • No interest on Disney World vacation packages for 12 months (a great way to avoid paying any interest fees on your vacation)
  • Save 10% on dining at select Disney World and Disneyland restaurants (we’ve used this discount at Boma and Jiko, two of our favorite restaurants)
  • Save 15% on most Disney World tours (I used this perk when I took the Behind the Seeds tour at Epcot this year)
  • Cardmember exclusive photo opportunities at Disney Parks (check out a review of the Epcot Meet & Greet here)
  • Merchandise discounts (usually you have to spend at least $50 to get the discount)
  • Exclusive availability for certain packages (such as extended dates for Free Dining)
  • Free Disney Rewards Insider magazine every few months

So if you are planning a visit to Walt Disney World or are a frequent visitor, these perks and the easy sign-up bonus might be enough to merit getting this card.

Plus you can choose from some fun Disney designs for your card and add a little Disney magic to your day whenever you see the card in your wallet.

Who Shouldn’t Get This Card

If you are willing to put in some time and effort, you can earn substantially larger sign-up bonuses with other cards.

See my top five favorite cards for free travel here.

If you are interested in opening other Chase cards in the future, you should be aware of Chase’s 5/24 policy. This might steer you towards opening a card other than the Disney Visa first.

If you want a card to earn cashback on everyday purchases, this card’s 1% return isn’t very good. Read about my favorite no-annual-fee cashback card here which earns 3% on groceries.

If you have struggled to pay your bills on time or have accumulated large balances on cards in the past, please do NOT open this card just to save a few hundred dollars off of your vacation.

So in summary, if you are a Disney fan who wants the perks offered by this card and the easy-to-earn bonus, I suggest you sign up for the Disney Rewards Chase Visa here!

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